Real-life money: budgets, small steps, and gentle systems.

Lacking a Nail

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Current Etsy Products

Pennies & Cents

Sinking Fund Tracker – US Letter & A4 sizes, Table to help plan up to 8 sinking funds.

Everyday Vacations

Two-Hour Vacation Bingo – US Letter & A4 sizes, Filled & Blank, List of simple breaks from life.

Gentle Systems

Coming Soon

Creative Kits

Coming Soon

Real-life money: budgets, small steps, and gentle systems.

Welcome to Lacking A Nail

I’m crafting life from the middle of the story. Make money manageable – budgets, sinking funds, simple systems. Slowly moving from a money focused life ruled by a scarcity mindset to a creative self-discovery, small adventures, and experiencing life on a mindful budget.

This is a blog/public Journal. I post my opinion. I am not an expert. Everything posted is for entertainment purposes.

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