Terms of Use

See also: Privacy Policy and Disclosures

1. Who we are

Lacking a Nail (“we,” “our,” “us”) shares personal experiences about money, gentle systems, creative kits, and everyday adventures at lackinganail.com (“Site”).

2. Personal, non-commercial use

All content is for personal, non-commercial use. You may read, share links, and print for personal reference. Do not republish posts, copy designs, or redistribute downloads.

3. Intellectual property

Unless noted otherwise, posts, images, PDFs, and printable designs are our content.

You may link to a post/page.
You may not copy, sell, or upload our files elsewhere. For digital products, see Section 8.

4. Not professional advice

This Site shares personal opinions and experiences. We are not providing financial, legal, medical, or professional advice. Make your own decisions or consult a professional.

5. Privacy & cookies

We respect your privacy and use tools necessary to run this Site. See our Privacy Policy for details.

6. Comments & community

Be kind. We moderate comments to remove spam, harassment, personal data (PII), and unsafe details (e.g., live locations). We may edit or delete comments at our discretion.

7. External links

We link to other sites for your convenience. We’re not responsible for their content or policies. Affiliate links may appear; see Disclosures.

8. Digital products & license

When you purchase or download a printable, you receive a personal-use license: you may print for yourself/your household. No resale, redistribution, or file-sharing. Digital items are non-refundable.

9. Allowed & prohibited uses

Allowed: reading, linking, sharing a short quote with a link back.
Prohibited: copying posts/files, scraping, automated downloads, reposting designs, impersonation, or attempts to breach security.